KiwiSaver

KiwiSaver can be a valuable tool for building wealth for retirement or buying your first home. Our advisers help you make informed KiwiSaver choices aligned with your goals.

KiwiSaver

Help for optimising your investment

Choosing the right fund

We assess factors such as your age, risk tolerance, investment objectives and values to determine if your current fund is appropriate for your goals.

Managing contributions

We review your contribution settings to help confirm you are positioned to receive the full Government and employer contributions available to you.

Reviewing fund performance

We analyse fund performance history, management styles, and fees to assess whether your investment is working effectively.

KiwiSaver investment for a first home

We provide guidance on using your KiwiSaver savings towards a first-home deposit, including support navigating the withdrawal process and eligibility requirements.

Get personalised advice from a KiwiSaver adviser

How we work with you

Your KiwiSaver strategy should evolve as your life and financial goals change. Whether you're just starting out or approaching retirement, we provide advice to support you at each stage.

General KiwiSaver advice and guidance

KiwiSaver can be complex, and it’s common to have questions. If you're unsure whether your current scheme and fund selection continue to align with your needs, we can help you understand the impact of fees, tax and fund structure on your long-term goals.

As market movements can be unsettling, particularly during periods of volatility, our advisers provide tailored advice that can help you manage the risk of making impulsive decisions.

Investing early for maximum growth

If you're just starting out with KiwiSaver, time is your greatest asset. Right now, the biggest risk to your KiwiSaver investment is being in the wrong fund. Our advisers can assess your KiwiSaver investment to focus on long-term accumulation and the potential for compounding growth over time.  

Planning for your first home

If purchasing your first home is a key financial goal, timing is everything. We can review your timeline to help align your savings structure ahead of your purchase.

When the time comes, we can also provide guidance on navigating the process for withdrawing funds for your deposit.

Setting clear savings goals

Many people contribute to KiwiSaver without a clear understanding of what they are working towards. We help you define your retirement goals, including the lifestyle you want and the income you may need. 

Using this information, we can estimate an appropriate KiwiSaver target to guide your saving strategy over time.

Reviewing your progress 

Reviewing your KiwiSaver strategy regularly can help you stay on track with your long-term goals. As retirement approaches, reviews allow adjustments to be considered to balance growth and risk over time. 

If it’s been a while since you have had your KiwiSaver reviewed we can provide guidance to help reassess your position.

Try our KiwiSaver calculator

Not sure how much you should have saved by now? Use our calculator to find out if your KiwiSaver investment is on the right track. It only takes a minute.
Calculate
Try our KiwiSaver calculator

Hear what our clients are saying 

We recently had FoxPlan’s help to secure our mortgage. The team were really helpful, knowledgeable and got us some competitive rates. Most importantly the team was really responsive and kept us really well informed. We felt like we were in safe hands. Highly recommend FoxPlan to anyone who’s wanting to take some of the stress out of buying a home.
— Sohini Morrison
Excellent service. I've had several financial advisors and FoxPlan are the only ones to engage in planning with me. We've set proper goals and measurements. Rather than taking my money and tossing me a cookie cutter plan. Can't recommend FoxPlan enough.
— Excelsior
We are so grateful to Stephan for sharing his passion of helping others to realise their life goals. We really appreciate his skill, patience and humour while providing invaluable guidance and clarity in regard to our finances, investments, insurance. We would have been lost without him. Highly recommended.
— Markus Giess
We received fantastic service from Foxplan, they have very efficient and smart team, they took care of the end to end process of arranging finance for our new home in the best possible rates in the market followed by a very efficient repayment plan that suites our goal. They also helped us with other products like insurance, kiwisaver etc and made sure that we were getting maximum benefit for our investments.
— Tarun Acharya
I am a first home buyer, I had no clue of the process of buying a house in Wellington and what it involves, Divya explained everything and worked so hard in finding me an affordable mortgage. I am extremely grateful to her. Divya provided updates on the progression of my mortgage application. I would highly recommend her, specially because of her responsiveness!
— Vishu Pise
Stephan and his team were extremely helpful and professional. They were able to help me find a mortgage structure that suits my needs, and were very effective in communicating the home buying process. Highly recommended, especially for first home buyers who may need a bit of extra guidance.
— Alastair Foster
Foxplan has been so helpful since I was first introduced firstly to Warwick & Heidi & more recently Stephan & Mark. Each one has explained financial dogma so that I can understand what is happening. I’ve had a peace of mind knowing they are knowledgeable & working hard on my behalf.
— Janice Hopkins

Book a Discovery Call

Select a time that works for you to speak with one of our advisers.