Retirement Planning

No matter what you want your golden years to look like, you need a solid plan to get there. Gain clarity around you retirement and start planning towards a more comfortable tomorrow.

Retirement Planning

Help for planning your retirement

Help for planning your retirement

We focus on long-term accumulation strategies that aim to support compounding growth over time.

Preparing for milestones

We help structure investments around key life events, such as purchasing a home, transitioning into retirement or passing on your wealth.

Setting clear goals

We work with you to define the lifestyle you want and assess the levels of savings needed to support it.

Reviewing and adjusting

We review progress and make adjustments as your circumstances or risk tolerance change.

How we work with you

We accompany you through the retirement journey, from your final years of work through to legacy planning.

Remove the guesswork from your retirement goals

We start by calculating the balance you may need to achieve your idea of a comfortable retirement. 

This process is based on your desired income and timeline. It provides you with a clear, measurable goal to help inform all your final saving and investment decisions.

Bring all your finances together

Retirement planning is where your mortgage, insurance, and investments have to work together. Before you retire, we can structure these elements aiming to help manage debt and risk. This is designed to help protect your accumulated wealth and prepare it for conversion into income.

Transition from working to retiring

We manage the technical shift from savings to spending. We create a tax-efficient plan for drawing down funds from various sources, aiming to support a structured income stream that is fully integrated with any NZ Superannuation you receive.

Get ongoing guidance after you retire

Your retirement plan doesn't end when you retire. We provide ongoing advice and regular portfolio reviews aiming to help manage the impact of market changes and inflation, supporting you as you enjoy your golden years.

Legacy plan for the future

If leaving a financial legacy is important to you, your plan should support it. We integrate estate planning considerations, including guidance around Wills and Trusts, to help protect your wealth and pass assets on according to your wishes. We can also work with the next generation to help them make responsible financial decisions.

Explore financial planning

Retirement planning is just one part of the financial puzzle. With life stage planning, we bring all parts of your financial life together in one place. 
Learn more
Explore financial planning

Hear what our clients are saying

We recently had FoxPlan’s help to secure our mortgage. The team were really helpful, knowledgeable and got us some competitive rates. Most importantly the team was really responsive and kept us really well informed. We felt like we were in safe hands. Highly recommend FoxPlan to anyone who’s wanting to take some of the stress out of buying a home.
— Sohini Morrison
Excellent service. I've had several financial advisors and FoxPlan are the only ones to engage in planning with me. We've set proper goals and measurements. Rather than taking my money and tossing me a cookie cutter plan. Can't recommend FoxPlan enough.
— Excelsior
We are so grateful to Stephan for sharing his passion of helping others to realise their life goals. We really appreciate his skill, patience and humour while providing invaluable guidance and clarity in regard to our finances, investments, insurance. We would have been lost without him. Highly recommended.
— Markus Giess
We received fantastic service from Foxplan, they have very efficient and smart team, they took care of the end to end process of arranging finance for our new home in the best possible rates in the market followed by a very efficient repayment plan that suites our goal. They also helped us with other products like insurance, kiwisaver etc and made sure that we were getting maximum benefit for our investments.
— Tarun Acharya
I am a first home buyer, I had no clue of the process of buying a house in Wellington and what it involves, Divya explained everything and worked so hard in finding me an affordable mortgage. I am extremely grateful to her. Divya provided updates on the progression of my mortgage application. I would highly recommend her, specially because of her responsiveness!
— Vishu Pise
Stephan and his team were extremely helpful and professional. They were able to help me find a mortgage structure that suits my needs, and were very effective in communicating the home buying process. Highly recommended, especially for first home buyers who may need a bit of extra guidance.
— Alastair Foster
Foxplan has been so helpful since I was first introduced firstly to Warwick & Heidi & more recently Stephan & Mark. Each one has explained financial dogma so that I can understand what is happening. I’ve had a peace of mind knowing they are knowledgeable & working hard on my behalf.
— Janice Hopkins

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