KiwiSaver Calculator

Whether you're investing for retirement or a first home deposit, use our KiwiSaver investment calculator to find out how regular contributions and the right fund choice can get you closer to your goal.

Self-employed — no employer contribution

No employer contribution while not working

Your Outcome

Monthly Voluntary ($)
KiwiSaver Scheme
Defensive Fee: 0.85% p.a. Aggressive
Govt Contribution (yr)
Monthly into Fund
Weekly Drawdown
Final Balance

Projections

Balance
Retirement at 65
Balance at 65
Weekly Drawdown
Govt Contribution (yr)
Monthly into Fund
$0
65 90
Age (Years)
Assumptions: Projections are illustrative only. Returns are shown after fund fees ( % p.a.). Government member tax credit applied where eligible (max $521.43/yr). Drawdown phase assumes 3% p.a. return over 25 years (age 65–90). Past performance is not a guarantee of future returns.