We begin by understanding your business and how the loss of a key person or shareholder could affect your ability to operate. From lost expertise to disruption of day-to-day activity, we help you understand your options and plan for the ongoing viability of the business.
Business Insurance
Running a business comes with enough challenges without the loss or disruption of a key person or shareholder. We can help you protect your business when the worst happens
Protection for your business
Co-shareholder insurance
Cover to fund the transfer of a departing owner's shares to the remaining shareholders
Key person insurance
Gain temporary support if a key person in your business can’t work due to illness or injury.
How does business insurance help?
Business insurance can minimise disruption to your business and help reduce the need to sell after the loss or injury of a key person.
Loss of a key person can disrupt your business
Protection for the buyout of a shareholder
For many small businesses, funding a shareholder buyout following death or disability can place a lot of strain on the business. Shareholder protection insurance is designed to help manage this risk.
This type of arrangement commonly involves life and total and permanent disability cover. It can help provide funds to assist remaining shareholders in acquiring shares.
Protection for the temporary loss of a key person
Key person protection is designed for businesses that may experience a financial disruption if a key person is unable to work due to illness or injury.
This type of cover can help provide regular payments to support cash flow, meet fixed costs, or assist with the cost of a temporary replacement.
Business planning
An effective business plan can help you identify operational challenges, support sustainable growth and plan for upcoming changes. Learn more about how we can help you structure your business to support your performance and work toward achieving your goals.
Hear what our clients are saying
We recently had FoxPlan’s help to secure our mortgage. The team were really helpful, knowledgeable and got us some competitive rates. Most importantly the team was really responsive and kept us really well informed. We felt like we were in safe hands. Highly recommend FoxPlan to anyone who’s wanting to take some of the stress out of buying a home.
— Sohini Morrison
Excellent service. I've had several financial advisors and FoxPlan are the only ones to engage in planning with me. We've set proper goals and measurements. Rather than taking my money and tossing me a cookie cutter plan. Can't recommend FoxPlan enough.
— Excelsior
We are so grateful to Stephan for sharing his passion of helping others to realise their life goals. We really appreciate his skill, patience and humour while providing invaluable guidance and clarity in regard to our finances, investments, insurance. We would have been lost without him. Highly recommended.
— Markus Giess
We received fantastic service from Foxplan, they have very efficient and smart team, they took care of the end to end process of arranging finance for our new home in the best possible rates in the market followed by a very efficient repayment plan that suites our goal. They also helped us with other products like insurance, kiwisaver etc and made sure that we were getting maximum benefit for our investments.
— Tarun Acharya
I am a first home buyer, I had no clue of the process of buying a house in Wellington and what it involves, Divya explained everything and worked so hard in finding me an affordable mortgage. I am extremely grateful to her. Divya provided updates on the progression of my mortgage application. I would highly recommend her, specially because of her responsiveness!
— Vishu Pise
Stephan and his team were extremely helpful and professional. They were able to help me find a mortgage structure that suits my needs, and were very effective in communicating the home buying process. Highly recommended, especially for first home buyers who may need a bit of extra guidance.
— Alastair Foster
Foxplan has been so helpful since I was first introduced firstly to Warwick & Heidi & more recently Stephan & Mark. Each one has explained financial dogma so that I can understand what is happening. I’ve had a peace of mind knowing they are knowledgeable & working hard on my behalf.
— Janice Hopkins
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