Financial Planning

Our holistic life stage planning is designed to help your finances align with where you are in life. We bring your financial needs together to create a single, clear, and cohesive roadmap for your future.

Financial Planning

Help for your total financial plan

Understanding your finances

We help you get a clear picture of your assets, debts, and cash flow to identify the suitable strategies to work toward your goals.

Managing your money

We help you design a structure for saving and spending that’s intended to give you more control over your day-to-day finances.

Growing your wealth

We guide you through investment options, including stocks, bonds, property, business, and other opportunities.

Protecting your wealth

We put plans in place designed to safeguard what you’ve built, from personal insurance to estate planning and other protections.

Get personalised advice from your Financial Adviser

How we work with you

We offer three plan types; starter plans, total financial plans and retirement plans. Each one is built around cash, investment, and risk management and is tailored to your individual life stage and goals.

Get a roadmap for your goals

We start by helping you define and prioritise what you want to achieve. Whether your focus is reducing debt, saving for a home, planning for retirement or transferring wealth to the next generation, this clarity early on is key for making decisions aimed at keeping you on track.

We use detailed cash flow analysis to highlight opportunities across your short-, medium-, and long- term goals. If your goals are still taking shape, we can help you define them.

Get the tools to stay on track 

Our regular reviews provide structured guidance, helping you monitor progress, remain engaged, and aim to keep your overall plan aligned with your goals.

 

To support transparency, we use investment tracking tools to help you monitor progress against your chosen objectives. Your plan is summarised into a concise schedule outlining any actions, timelines and responsibilities.

Learn how to manage your money

We can start by helping you prioritise debt reduction where appropriate, aiming to reduce pressure on your lifestyle and financial plan. We'll also help you understand your cash flow, including income and expenses — a key part of effective financial planning.

Where helpful, we can also help you set up an automated banking structure designed to support better saving habits and more consistent progress with less stress.

Get a plan for growing your wealth

We translate your goals and time horizons into an investment strategy that is aligned with your risk tolerance and your time horizon. We tailor the approach based on your objectives, such as retirement planning or buying a home. We review and adjust strategies over time aiming to help keep your plan consistent with your goals.

Protect what you’ve grown so far

Financial planning is as much about enjoying your wealth as it is about planning for the future. To do this well, it’s important that your assets and income are well protected. 

 

We provide advice on suitable insurance and can help you consider estate planning structures, such as Wills, Trusts and agreements, designed to help protect wealth and support your longer-term goals.

Gain support for big financial decisions

Your financial plan is guided by your goals but may evolve over time. We provide regular adviser check-ins, typically every three-to-six-months, review progress and consider changes arising from new opportunities or challenges.  

 

If you are planning with a partner, our advisers can help navigate financial discussions around shared priorities, values, and long-term objectives.

Hear what our clients are saying

We recently had FoxPlan’s help to secure our mortgage. The team were really helpful, knowledgeable and got us some competitive rates. Most importantly the team was really responsive and kept us really well informed. We felt like we were in safe hands. Highly recommend FoxPlan to anyone who’s wanting to take some of the stress out of buying a home.
— Sohini Morrison
Excellent service. I've had several financial advisors and FoxPlan are the only ones to engage in planning with me. We've set proper goals and measurements. Rather than taking my money and tossing me a cookie cutter plan. Can't recommend FoxPlan enough.
— Excelsior
We are so grateful to Stephan for sharing his passion of helping others to realise their life goals. We really appreciate his skill, patience and humour while providing invaluable guidance and clarity in regard to our finances, investments, insurance. We would have been lost without him. Highly recommended.
— Markus Giess
We received fantastic service from Foxplan, they have very efficient and smart team, they took care of the end to end process of arranging finance for our new home in the best possible rates in the market followed by a very efficient repayment plan that suites our goal. They also helped us with other products like insurance, kiwisaver etc and made sure that we were getting maximum benefit for our investments.
— Tarun Acharya
I am a first home buyer, I had no clue of the process of buying a house in Wellington and what it involves, Divya explained everything and worked so hard in finding me an affordable mortgage. I am extremely grateful to her. Divya provided updates on the progression of my mortgage application. I would highly recommend her, specially because of her responsiveness!
— Vishu Pise
Stephan and his team were extremely helpful and professional. They were able to help me find a mortgage structure that suits my needs, and were very effective in communicating the home buying process. Highly recommended, especially for first home buyers who may need a bit of extra guidance.
— Alastair Foster
Foxplan has been so helpful since I was first introduced firstly to Warwick & Heidi & more recently Stephan & Mark. Each one has explained financial dogma so that I can understand what is happening. I’ve had a peace of mind knowing they are knowledgeable & working hard on my behalf.
— Janice Hopkins

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