More than likely you have read, heard, and seen all the reports and articles about the rising cost of living and the impact it is having on the economy. Foxplan breaks down Inflation.
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Let's talk about your dream - whatever it may be. Perhaps you'd like to buy a sports car, or travel the world, or retire on a remote plot of land and raise some chickens, or perhaps all that and more. As an investor, this dream is perhaps the most important aspect of your investment strategy - and achieving it needs to be your reason for investing…
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SRI funds provide an ideal opportunity for mutual benefit - the ability to grow your personal wealth through investments whilst also benefiting wider communities by placing greater emphasis and value on the greater good. By extension, this is also an opportunity to align your investments with your personal values and principles - if you don't like the idea of investing in nuclear warheads, GMO's, alcohol, or tobacco, you can choose not to.
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the Efficient Market Hypothesis – a theory which is largely attributed to Eugene Fama. It suggests that stock prices reflect all available information – therefore active investors can theoretically only beat the market through…
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COVID-19 has taught us that life doesn’t always go to plan. Certain situations or life events can change our plan at any time.
When it comes to expenditure, one way to plan for this is to take a look at your situation as a whole. Look at what is a “must have” and what is a “like to have”. It’s vital that we keep our “must haves” alive even in time of desperation but it’s the “like to haves” that are flexible.
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With the recent move down to Level 1, we are all getting back into our normal routine and lockdown is starting to feel like a lifetime ago 🤔⏰
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Dean is back this Friday and is encouraging you to take a high-level outlook on your life and your financial situation. Reflect on what you own, what you owe, and if we were to go through another uncertain time how would you be more prepared? 🤔💵
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Lots of people are actively wondering how they can escape the 9-5. Escape the corporate lifestyle. We are here to tell you that the age at which you retire is ultimately your decision. It all comes down to discipline. The earlier you plan your retirement the earlier you can make it a reality.
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In this video Dean talks about how we can get through the rest of 2020 but not only that he talks of how to prepare for unplanned events in our lives.
Let’s take the time to check in to all of those memberships that we currently have, reduce energy costs and reviewing our mortgages / debt. All of this will free up some cash flow that we can repurpose and reallocate.
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While we can’t answer to whether you’ll be a millionaire or billionaire we do know that if you start saving now, at this time next year you’ll be richer than you are now.
In this video Dean discusses the discipline of spending less than you earn and the importance of regularly monitoring your Net Worth.
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As Kiwis, we’re inclined to love all things D.I.Y – including Financial Planning. Therefore, this video is all about getting your Financial Plan started if you’re going to do it yourself.
When starting, there are three key areas to look at – your goals, your current financial situation, and your strategy. By nailing these three areas, you’ll be well on your way to put yourself in a stronger, more secure position, able to achieve your financial dreams.
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In this week’s video Dean talks about Financial Endurance and how important it is to stick to the original plan that you had set out.
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Sorted’s Money Week
Money week is an annual campaign aimed at raising New Zealander’s financial capability. Every year, this is an opportunity for financial entities to come together around a central topic and help support Kiwis. The theme for 2020 is “just wondering…” – reflecting the explosion of questions about money we’ve seen during this time of change and uncertainty.
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We’ve seen many Kiwis changing their KiwiSaver funds because they are predicting a market crash.
There are two key messages in this month’s newsletter.
1. In a return to our more traditional format, the first article in our Winter Update contains an overview of investment market and asset class performances over the April to June quarter.
2. In August we conduct the annual rebalancing of your portfolio – is there anything we need to know before we do that for you? i.e. You need to make an additional withdrawal or have additional money sitting in the bank, earning little, that you would like advice on?
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It’s a great time just after lockdown to realise the effects the period had on our spending. Did you save more money? Did you spend more online?
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We understand that as we are reaching the end (hopefully 🤞) of the Level 4 lockdown, many people are really feeling the impact on their mental health and financial wellbeing.
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Dean is back with another handy admin task for you to complete in determining what your overall net worth position is - or as we like to call it your "scorecard"! 🤑