Business Owners / Self Employed
FoxPlan can assist business owners and self-employed individuals in obtaining a mortgage by providing tailored advice, understanding your unique financial situations, and guiding you through the complexities that often arise with non-traditional income streams.
Income Verification: FoxPlan advisers are familiar with the challenges self-employed individuals face in proving stable income. We help you gather the necessary financial documentation, such as tax returns, profit and loss statements, and other business financials to demonstrate income reliability to lenders.
Presenting Consistent Income: FoxPlan can advise on how to present your income consistently, especially if you experience fluctuations in revenue. We help you highlight key financial metrics that lenders value, such as cash flow stability and business growth.
Cash Flow Management: Business owners often deal with fluctuating income, which can impact mortgage affordability. We can help you create a cash flow management plan that ensures you can consistently make mortgage payments, even during slow periods.
Business and Personal Goals Alignment: FoxPlan can assist in aligning your business financial goals with personal ones, ensuring that you can manage mortgage commitments while growing your business.
Future Financial Strategies: We also help with long-term planning, such as strategies for paying off your mortgage faster or using property as part of your wealth-building portfolio.