Mortgage Structures

FoxPlan can help you develop strategies to repay your mortgage faster, saving you money on interest and helping you become debt-free sooner.

Optimizing Loan Structure: FoxPlan can review your mortgage structure and recommend changes to make it more efficient.

Refinancing Options: We can help you refinance to a lower interest rate or better terms, reducing your monthly payments and allowing more funds to go toward the principal.

Bi-weekly or Weekly Payments: Instead of monthly payment this could reduce the principal more quickly and shortens the overall term of the loan.

Saving Strategies: We can advise you on creating a savings plan specifically for making occasional lump-sum payments toward the mortgage.

Maximizing Cash Flow: FoxPlan financial advisers work with you to optimise your budget, ensuring you have sufficient funds to make extra payments or increase regular repayments without putting strain on your finances.