<?xml version="1.0" encoding="utf-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml"><url><loc>https://foxplan.nz/podcast-episodes/are-expensive-funds-delivering-better-results</loc><lastmod>2026-05-13T15:28:50+12:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/the-real-cost-of-s-amp-p-500-etfs-its-not-what-you-think</loc><lastmod>2026-05-13T15:28:51+12:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/the-hidden-risks-of-early-retirement-with-taylor-schulte</loc><lastmod>2026-05-13T15:28:51+12:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/q1-2026-market-recap-what-actually-happened</loc><lastmod>2026-05-13T15:28:51+12:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/you-retire-then-lose-half-your-money-now-what</loc><lastmod>2026-05-13T15:28:51+12:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/3-ways-index-funds-make-gains-in-a-bear-market</loc><lastmod>2026-05-13T15:28:51+12:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/the-key-to-a-more-effective-financial-plan</loc><lastmod>2026-03-24T15:06:32+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/the-10-days-that-could-delay-your-retirement-by-a-decade</loc><lastmod>2026-03-12T11:04:29+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/dividend-investing-in-modern-portfolios</loc><lastmod>2026-03-03T15:40:31+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/why-good-people-avoid-financial-planning-and-regret-it-later</loc><lastmod>2026-02-20T11:05:50+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/gold-and-the-long-game-does-it-really-belong-in-a-portfolio</loc><lastmod>2026-03-04T15:45:39+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/why-a-reserve-fund-changes-the-way-you-think-invest-and-live</loc><lastmod>2026-02-11T16:51:44+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/2025-in-review-what-just-happened-and-what-actually-matters</loc><lastmod>2026-02-11T16:51:44+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/the-most-misunderstood-part-of-kiwisaver-performance</loc><lastmod>2026-02-11T16:51:44+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/following-up-on-nzs-health-insurance-crisis-the-latest-developments</loc><lastmod>2026-02-11T16:51:44+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/exposed-the-marketing-tactics-behind-modern-investment-snake-oil</loc><lastmod>2026-02-11T16:51:44+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/your-wealth-philosophy-vs-reality-taraia-robin-breaks-it-down</loc><lastmod>2026-02-11T16:51:44+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/the-ai-bubble-hype-or-the-next-market-crash</loc><lastmod>2026-02-11T16:51:45+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/second-marriages-trusts-and-contracting-out-part-2-with-hannah-carter</loc><lastmod>2026-02-11T16:51:45+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/blended-families-amp-second-marriages-the-legal-must-knows-with-hannah-carter</loc><lastmod>2026-05-13T15:28:52+12:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/why-revolving-mortgages-keep-you-stuck-on-the-financial-treadmill</loc><lastmod>2026-02-11T16:51:45+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/tick-boxes-dont-build-wealth</loc><lastmod>2026-02-11T16:51:45+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/the-hidden-costs-of-investing</loc><lastmod>2026-02-11T16:51:45+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/breaking-the-home-bias-why-global-diversification-wins-for-your-portfolio</loc><lastmod>2026-02-11T16:51:45+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/nz-medical-premiums-set-to-sky-rocket-in-2025</loc><lastmod>2026-02-11T16:51:45+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/47-trumps-tariffs-should-we-panic</loc><lastmod>2026-02-11T16:51:45+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/46-is-that-a-goal-or-a-strategy</loc><lastmod>2026-02-11T16:51:45+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/45-the-power-of-small-caps-what-does-history-say-about-investing-in-small-companies</loc><lastmod>2026-02-11T16:51:45+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/44-talking-all-things-interest</loc><lastmod>2026-02-11T16:51:45+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/be-right-back</loc><lastmod>2026-02-11T16:51:45+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/43-investment-is-supposed-to-be-boring</loc><lastmod>2026-02-11T16:51:45+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/42-investing-in-hype-stocks-is-it-worth-the-risk</loc><lastmod>2026-02-11T16:51:45+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/41-donald-trump-or-kamala-harris-what-will-happen-with-stock-portfolios</loc><lastmod>2026-02-11T16:51:45+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/40-season-three-coming-soon-a-quick-update-future-plans</loc><lastmod>2026-02-11T16:51:45+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/39-well-mr-mrs-client-that-depends</loc><lastmod>2026-02-11T16:51:46+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/38-a-free-resource-breaking-down-your-insurance-policy-renewal-letter</loc><lastmod>2026-02-11T16:51:46+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/37-helping-kiwi-mums-and-empowering-them-with-knowledge-and-guidance</loc><lastmod>2026-02-11T16:51:46+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/36-the-7-simple-rules-for-long-term-investing</loc><lastmod>2026-02-11T16:51:46+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/35-head-to-head-reverse-annuity-mortgages-are-they-a-good-idea-or-last-resort</loc><lastmod>2026-02-11T16:51:46+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/34-the-power-of-habits-are-they-getting-you-closer-or-taking-you-further-away</loc><lastmod>2026-02-11T16:51:46+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/33-recession-finally-starting-to-feel-the-effects-so-what-can-you-do-about-it</loc><lastmod>2026-02-11T16:51:46+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/32-inflation-in-2024-why-the-numbers-dont-match-our-experience</loc><lastmod>2026-02-11T16:51:46+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/31-the-8-great-investment-mistakes-are-you-guilty-of-these</loc><lastmod>2026-02-11T16:51:46+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/30-lawyer-anna-seabrook-on-property-with-friends-relationship-agreements-trusts-and-wills</loc><lastmod>2026-02-11T16:51:46+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/29-property-or-shares-whats-the-best-way-to-build-your-wealth</loc><lastmod>2026-02-11T16:51:46+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/28-money-personalities-what-does-your-money-personality-say-about-you</loc><lastmod>2026-02-11T16:51:46+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/27-financial-mythbusters-young-people-cant-get-into-a-house-breaking-down-common-financial-myths</loc><lastmod>2026-02-11T16:51:46+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/26-5-biggest-stock-market-crashes-a-financial-history-lesson</loc><lastmod>2026-02-11T16:51:46+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/25-client-war-stories-our-best-and-worst-stories-from-our-experience-as-client-facing-advisers</loc><lastmod>2026-02-11T16:51:46+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/24-jenny-cheevers-mortgage-and-home-ownership-insights-from-26-years-of-experience-in-the-industry</loc><lastmod>2026-02-11T16:51:46+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/23-the-symptoms-of-common-financial-issues-and-potential-solutions</loc><lastmod>2026-02-11T16:51:46+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/22-retirement-drawdown-strategies-pros-and-cons-of-popular-approaches</loc><lastmod>2026-02-11T16:51:47+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/21-what-does-working-with-a-financial-adviser-actually-look-like-strategies-part-3-3</loc><lastmod>2026-02-11T16:51:47+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/20-what-does-working-with-a-financial-adviser-actually-look-like-strategies-part-2-3</loc><lastmod>2026-02-11T16:51:47+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/19-what-does-working-with-a-financial-adviser-actually-look-like-process-part-1-3</loc><lastmod>2026-02-11T16:51:47+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/18-our-controversial-view-on-cryptocurrency-and-why-investments-dont-matter</loc><lastmod>2026-02-11T16:51:47+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/17-blake-chamberlain-accounting-and-wealth-management-beyond-the-balance-sheet</loc><lastmod>2026-02-11T16:51:47+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/16-dave-copson-head-of-growth-at-booster-all-things-kiwisaver-amp-financial-literacy</loc><lastmod>2026-05-13T15:28:53+12:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/15-ben-brinkerhoff-consilium-head-of-advice-the-investment-philosophy-they-never-teach-you</loc><lastmod>2026-02-11T16:51:47+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/14-why-you-should-not-invest-in-gold</loc><lastmod>2026-02-11T16:51:47+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/13-jesse-abolins-wrap-innovations-unwrapping-successful-business-ownership</loc><lastmod>2026-02-11T16:51:47+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/12-john-killick-founder-of-foxplan-50-years-of-wisdom-in-financial-services</loc><lastmod>2026-02-11T16:51:47+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/11-how-to-succeed-with-new-years-resolutions</loc><lastmod>2026-02-11T16:51:47+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/10-kiwisaver-loses-1b-on-negative-returns-media-fearmongering-unpacked</loc><lastmod>2026-02-11T16:51:47+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/9-kane-chamberlain-qualified-builder-the-dos-and-donts-of-building-your-wealth-with-property</loc><lastmod>2026-02-11T16:51:47+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/8-increase-mortgage-payments-or-invest-which-is-better</loc><lastmod>2026-02-11T16:51:47+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/7-economists-have-predicted-9-of-the-last-5-recessions-block-out-the-noise</loc><lastmod>2026-02-11T16:51:48+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/6-when-more-isnt-better-lifestyle-creep</loc><lastmod>2026-02-11T16:51:48+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/5-the-eighth-wonder-of-the-world-compound-interest</loc><lastmod>2026-02-11T16:51:48+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/4-strategic-investing-lump-sum-monthly-or-timing-the-market</loc><lastmod>2026-02-11T16:51:48+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/3-unpacking-the-pros-and-cons-of-socially-responsible-investing</loc><lastmod>2026-02-11T16:51:48+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/2-nz-financial-literacy-could-you-pass-this-test</loc><lastmod>2026-02-11T16:51:48+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url><url><loc>https://foxplan.nz/podcast-episodes/1-diy-kiwisavers-are-you-better-than-the-average-investor</loc><lastmod>2026-02-11T16:51:48+13:00</lastmod><changefreq>weekly</changefreq><priority>0.5</priority></url></urlset>
